QUALIFY FOR A LOAN

It's easy to qualify for a loan with loans2you, but we can't promise to be able to help everyone, so we have put some guidelines here for you to see if you are likely to qualify for a loan. Firstly who can apply for an unsecured personal loan from £250- £25,000:

Homeowners, tenants, living with parents, s-employed, HM Forces, minimum 18 years old

Min monthly income £500

Previous bad credit, CCJ's, defaults, arrears etc

Customers with limited voters/ electoral roll

Customers with no credit history

Criteria for the Secured loans £5000- £100,000:

Existing home owners only

Employed, self employed, benefits or pension previous credit difficulties OK including arrears, CCJ’s, defaults etc

Self certification of income to 75% LTV 80% LTV available for employed applicants

Qualify for an online payday loan £80- £750:

Minimum age 18 years old

Any residential status OK with proof of address and ID

You have to be employed with wages/ salary paid into your bank

Hold a debit card such as Switch, Visa Electron/ Delta, Solo or Maestro

Adverse credit OK, no credit check is required

O.K so that was the good news, so who unfortunately does not qualify:

Anyone currently bankrupt

Customers unable to provide up to date evidence of income or home address

Customers with no financial capacity to afford a further loan

For a guideline as to the likely amount you may be able to borrow please see our How Much page.