LOANS APPLICATION PROCESS

Applying for your loan

1. Complete an online application. There are 3 separate enquiry forms, unsecured personal loans , online payday loans and secured personal loans Generally with unsecured personal loan applications it is not necessary to apply jointly. However it may be necessary for credit limit reasons and can be discussed with a loans advisor. Secured loans must always be signed in joint names when you live with a partner or spouse.

2. Whether you apply for an unsecured, payday or secured personal loan, you will be contacted on your chosen telephone number by an experienced loans advisor. If you have made a payday loan enquiry this will be the same working day not including weekends. Unsecured and secured personal loan enquiries within 24 hrs of applying online excluding weekends. You will also receive an e-mail confirmation. To see if you are likely to be accepted for a loan please see our Qualify page.

3. The loans advisor will discuss your requirements with you and answer your questions, term of the loan, amount you are borrowing and the repayments. If you are happy to proceed the loans advisor will arrange to send you the agreement for you to complete and return with any photocopied items that are required. These will be asked for when you receive the loan documents. Payday loans can be arranged the same working day you apply Online if required. To enable this you would need to visit a local office to sign the agreement.

It really is very simple to obtain a secured or unsecured personal loan, even if you have experienced credit difficulties in the past. Payday loans require no credit checks. There is more detailed information available on each of our loan products. Please click on the services link in the menu. Our most frequently asked questions can be seen on the FAQs page or simply Contact Us with any questions. To make any application please use the enquiry forms above.