applying for your loan 1. Complete our online application form, it's the same for secured and unsecured loans. You can apply jointly with a spouse or partner if you wish. Generally for unsecured personal loan applications this is not necessary. Secured loans must always be signed in joint names when you live with a partner or spouse. 2. You will be contacted on your chosen telephone number by an experienced loans advisor within 36 hrs of applying. You will also be e-mailed the Applications department telephone number (Not Premium Rate) to call should you not hear within this time. Please bear in mind that if you apply late on a Friday, you may have to wait until Tuesday of the following week to hear from the loans advisors. This is because they will be dealing with loan applications arriving over the weekend. If your application is not accepted you will be notified by e-mail. To see if you are likely to be accepted for a loan please see our Qualify page. 3. The loans advisor will discuss your requirements with you and answer your questions, term of the loan, amount you are borrowing and the   repayments. If you are happy to proceed the loans advisor will arrange to send you the agreement for you to complete and return with any photocopied items that are required. These will be asked for when you receive the loan documents. It really is very simple to obtain a secured or unsecured personal loan, even if you've experienced credit difficulties in the past. If you'd like some further information please see our FAQs page or simply Contact Us with any questions. To make an application please go to the Apply Page.

3 easy steps to your loan

talk with a loans advisor

receive your money