loans2you questions and answers Q.  Who can apply for a loan? A.  For an unsecured loan, anyone over 18 years old, homeowners, tenants, living with parents, s-employed. Previous poor credit, CCJ's, defaults, arrears etc, all welcome. For further information see our Qualify page.     Q. How much can I borrow? A. Because all loan applications are considered individually amounts will vary based on your circumstances, and ability to afford the repayments. For a guide to lending amounts please see our How Much page. Q. I'm not anywhere on the Electoral/ Voters roll.  Can I still get a loan?   A. Yes provided you can show where you've been living for the past three years. This can be at different addresses of course, but you'll be asked to provide copies of correspondence, bills etc showing where you have been residing.     Q. Can I apply for a loan in joint names with my partner or spouse? A. You can but this is usually not required. However for a secured personal loan BOTH partners have to sign. More loans2you FAQs