Although it is necessary for a lot of us to make economies in certain areas of our lives right now, if your car has seen better days then it is probably a good idea to consider replacing it, for reasons of safety if nothing else. Finding a company to lend you the money to buy a new one might not be as hard as you think. Safety is something that concerns us all when on the road but, no matter how careful a driver you are, it is not always possible to avoid having an accident. However, if another road user is at fault then there is every chance that you will be able to recover damages resulting from neck pain by making a whiplash injury claim. You could also be compensated for other injuries received in the collision.
The damage to your vehicle is of course something that should be paid for by the party at fault but if you are planning to buy a better vehicle with the proceeds then finding an unsecured loan might be necessary to make up the shortfall. Finance companies offering unsecured loans and solicitors that deal with compensation claims are both relatively easy to find on the internet these days so with a little luck you should be able to solve most of your problems without even leaving your home. A solicitor that works on a no win no fee basis is probably the best bet for people that have limited funds available.